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Furthermore, customers for this kind of strategy might have serious legal or criminal histories. It is very important to keep in mind that different carriers provide an array of issue ages on their guaranteed problem policies as reduced as age 40 or as high as age 80 - insurance policy to pay for funeral. Some will certainly likewise provide higher face worths, as much as $40,000, and others will certainly permit for far better death benefit conditions by enhancing the interest rate with the return of premium or minimizing the number of years till a complete death advantage is offered