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On top of that, customers for this kind of plan can have serious legal or criminal backgrounds. It is very important to keep in mind that different providers offer a variety of problem ages on their guaranteed issue plans as low as age 40 or as high as age 80 - burial insurance plans for seniors. Some will additionally provide greater face values, as much as $40,000, and others will allow for better survivor benefit conditions by boosting the rates of interest with the return of premium or decreasing the variety of years up until a full fatality advantage is available